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Insurance Claims Assistance | Right-Now Restoration
Insurance Claims Assistance

We Handle Your Insurance Claim.
You Focus on Your Family.

Navigating a property damage claim is stressful and complex. Right-Now Restoration works directly with your insurance carrier — documenting damage, filing paperwork, and communicating with your adjuster from start to finish.

All Major Carriers
Full Documentation
Direct Adjuster Communication
No Hidden Fees
Start Your Claim Today We call you within minutes.
All
Major Carriers
24/7
Availability
Free
Assessment

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The Problem

Most Homeowners Don't Know Where to Start

When damage hits, dealing with an insurance claim on top of an emergency is overwhelming. These are the three most common problems homeowners face — and how we solve them.

Not Knowing What's Covered

Policy language is dense and confusing. Most homeowners underestimate their coverage — or accept a lower settlement than they're entitled to because they don't know what to claim. We've read hundreds of policies and know what to look for.

Incomplete Documentation

Adjusters need detailed, organized documentation to approve claims. Missing photos, incomplete moisture readings, or poorly documented scope are the most common reasons claims get delayed or reduced. We build the complete file from day one.

Getting Less Than You're Owed

Insurance adjusters work for the carrier — their job is to settle claims efficiently, not necessarily at full value. Homeowners who go through the process alone often accept a lower settlement simply because they don't know what to push back on. We do.

How We Help

Our Insurance Claim Process.

From your first call to final settlement, we handle every step of the insurance claim process so you don't have to.

01

Immediate Response & Assessment

We arrive within 45 minutes and begin a thorough damage assessment — photos, moisture readings, thermal imaging, and a written scope. Your claim file starts building from minute one.

02

Claim Filing & Adjuster Contact

We help you file your claim and make direct contact with your adjuster. We submit our documentation package in the format adjusters need — reducing back-and-forth and delays.

03

Scope Review & Advocacy

We review the adjuster's scope and advocate for any items that may have been missed or undervalued. The full extent of damage — including hidden and secondary damage — gets documented.

04

Restoration & Final Sign-Off

We complete all restoration work and provide final documentation confirming the property is returned to pre-loss condition. Your claim closes clean, with no loose ends.

What We Document

Everything Your Adjuster Needs — Organized and Ready.

Photo Documentation

Hundreds of timestamped photos covering every affected area — structural, contents, and hidden damage zones revealed by thermal imaging.

Moisture & Thermal Readings

Daily moisture logs and thermal imaging maps showing water migration and affected structural materials — the technical data adjusters rely on for scope approval.

Written Scope of Work

A detailed, itemized scope covering every line of labor and materials — formatted to industry standards so adjusters can review and approve quickly.

Contents Inventory

A complete inventory of damaged personal property with estimated values — ensuring all contents losses are included in your settlement, not just structural items.

Insurance Documentation
Built for Adjuster Approval

What to Do When Damage Happens

Call us before calling your insurer — we help you file correctly from the start
Don't discard anything — damaged materials are evidence for your claim
Take photos of everything before any cleanup begins
Do not sign anything from the adjuster until we review the scope
Insurance Documentation
We Advocate for You
Why It Matters

The Right Documentation Can Mean Thousands of Dollars in Your Pocket.

Insurance claims are often underpaid — not because of bad faith, but because incomplete documentation leads adjusters to approve a smaller scope than the actual damage warrants. Homeowners who go through the process alone frequently leave money on the table.

Our team has handled hundreds of claims and knows what adjusters look for, what documentation gets scopes approved, and how to present damage in a way that accurately reflects the full cost of restoration.

We identify hidden and secondary damage adjusters often miss
Industry-standard scope format gets approvals faster
We handle all back-and-forth with your carrier directly
Temporary housing coordination if your policy includes it
Written scope and final closeout documentation included
Start Your Claim
Carriers We Work With

We Have Experience With Every Major Carrier.

We've handled claims with every major insurance company. We know their documentation requirements, their preferred formats, and how to communicate effectively to get your claim approved.

Common Questions

Insurance Claims FAQs

Call us first. We help you file the claim correctly from the start — with complete documentation already in hand. Filing before proper documentation is done can lead to a smaller initial settlement. We'll guide you through the filing process and be present or available when the adjuster visits.
It typically helps, not hurts. Professional restoration companies provide the detailed documentation and scope that adjusters need to approve claims. Homeowners who handle cleanup themselves often lack the documentation required to support the full value of their loss. Working with us means your claim is backed by professional evidence.
This happens sometimes, and it's not the end of the road. We communicate directly with the adjuster to reconcile the difference, providing additional documentation and supporting evidence for any items we believe were missed or undervalued. Most discrepancies are resolved through this process without needing to escalate further.
No. Insurance claim documentation, adjuster communication, and scope preparation are included as part of our restoration service at no additional charge. We do not act as a public adjuster — we are your restoration contractor, and advocating for the full scope of restoration work is simply part of doing the job right.
We work with uninsured clients too. We provide a detailed written estimate before any work begins, and we'll discuss payment options with you directly. The restoration work we do is the same regardless of how it's funded — we don't cut corners on uninsured jobs.
Most straightforward claims are approved within 1–2 weeks of the initial filing. More complex claims involving structural damage, large losses, or scope disputes can take 3–6 weeks. Our complete documentation package and proactive adjuster communication helps keep your claim moving and reduces unnecessary delays.

Don't navigate your insurance claim alone.

We've handled hundreds of claims across every major carrier. Let us take the process off your plate entirely — so you can focus on your family while we handle the rest.

(866) 499-5897
Free Estimate

Let Us Handle Your Claim.

Submit the form and a specialist will call you within minutes. We'll walk you through the process and tell you exactly what to expect — no cost, no pressure.

Complete damage documentation from day one
Direct communication with your adjuster
Written scope of work before any labor begins
No extra charge for insurance assistance
Available 24 hours a day, 7 days a week
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